As a Licensed Loan Officer, and a young professional, I am aware that buying a house, especially for the first time, can be an exciting and scary process. I am here to help coach you through the process to make it as easy as possible. I try to make myself available at all hours 7 days a week to fit my business into your schedule.

As a Mortgage Professional, I am knowledgeable about a wide range of different loan programs in order to serve your unique needs and financial goals. Whether you're making a first time purchase, a second home purchase or looking to refinance, I am happy to help you.

We are a local direct lender with a great reputation with over 13 years of experience. Sonoma County is known for having that small town feel and wanting to keep it that way. At my local, independently run 101 Home Loans/Pinnacle Home Loans office we hold ourselves to that philosophy. We are fortunate to have earned the trust of our community, clients and referral partners.

Every member of my team is local and cares as much as I do about doing what is best for our clients. We use local processors, underwriters and appraisers. When you provide my team with your personal financial information it does not go to unknown online cyberspace. In other words, you know exactly with whom you are working with from day one and whom you can reach out to 7 days a week for questions.

We will work around our client’s schedules with available evening and weekend appointments. We are available in person or via phone to answer all your lending questions.
Loan Products Available: At a glance
· (Specializing in) Home Equity Conversion Mortgage (aka Reverse Mortgage)
Additional loan products provided by our local team
· VA
· Jumbo
· Rehab loans
· Conventional loans
· Low down payment loan options
· Investment property loans
· First time home buyer loans
· Down payment assistance loans
· HARP loans
· Home Equity Line of Credit Loans
· Self-employed loans

Ted Aanestad
Branch Manager & Mortgage Advisor